Effective Date: April 26, 2026
Welcome to At Home Lending LLC (“we”, “us”, or “our”). These Terms of Service (“Terms”) govern your access to and use of our website (https://athomelendingcda.com/), including any content, functionality, and services offered on or through the site (collectively, the “Services”). By accessing or using the Services, you agree to be bound by these Terms.
The content provided on this website is for general informational and educational purposes only. This is not a commitment to make a loan. All loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet Loan-to-Value (LTV) requirements, and final credit approval. Approvals are subject to underwriting guidelines, interest rates, and program guidelines, and are subject to change without notice based on the applicant’s eligibility and market conditions.
Our website features interactive tools, including but not limited to Loan Calculators, Home Value Estimators, and the RateMastery rate alert widget. These tools provide estimates based on the information you input and current market averages. They do not constitute financial, legal, or tax advice, nor do they guarantee specific loan terms, rates, or approval.
Interest rates and loan terms displayed on our website, including those generated by the RateMastery widget or within our daily rate updates, are subject to change without notice. Rates vary based on borrower qualifications, credit score, loan amount, property type, occupancy, and overall financial profile. Displayed rates are for general informational purposes only and do not represent a commitment to lend.
When you submit information through our “2nd Look” quote forms, rate alert sign-ups, or educational guide downloads, you agree to provide accurate and complete information. Your submission of personal and financial information is governed by our Privacy Policy. By providing your contact information, you consent to being contacted by At Home Lending LLC via email, phone, or text message regarding your inquiry.
The website and its original content, features, and functionality (including but not limited to text, graphics, logos, images, and website structure) are owned by At Home Lending LLC and are protected by international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
Our website may contain links to third-party web sites or services (such as MND daily rates or the RateMastery tool) that are not owned or controlled by At Home Lending LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party web sites or services.
In no event shall At Home Lending LLC, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your access to or use of or inability to access or use the Service.
At Home Lending LLC is an Equal Housing Lender. We conduct business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
If you have any questions about these Terms, please contact us at:
At Home Lending LLC
250 Northwest Blvd, Suite 103
Coeur d’Alene, ID 83814
Phone: (208) 956-0086
Email: info@athomelendingcda.com
NMLS #2620382
