Privacy POLICY

Effective Date: April 26, 2026

At Home Lending LLC (“we”, “us”, or “our”) operates the website https://athomelendingcda.com/ and is committed to protecting your personal and financial information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website, use our interactive tools (such as loan calculators and rate alerts), or submit a pre-qualification or loan quote request.

1. Information We Collect

We collect information that you voluntarily provide to us when you express an interest in obtaining information about us or our lending products. The personal information that we collect depends on the context of your interactions with us and the website, and may include:

Personal Contact Details: Name, email address, phone number, and physical address.
Financial Information: Estimated credit score, loan amount requested, property value, loan type (Purchase, Refinance, Debt-Consolidation), and uploaded loan estimate documents.
Automated Information: IP address, browser type, operating system, and usage data gathered through cookies and our RateMastery widget.

2. How We Use Your Information

We use the information we collect or receive for the following legitimate business purposes:

To provide custom-tailored loan analyses and “Second Look” quotes.
To shop multiple wholesale lenders on your behalf to secure competitive pricing.
To deliver daily or weekly mortgage rate alerts via the RateMastery widget.
To sync inquiries and digital download requests with our Lendware CRM system.
To communicate with you regarding your loan application, updates, and to answer questions.

3. How We Share Your Information

As an independent mortgage broker, we only share your information with trusted third parties necessary to process your loan or improve our services. We do not sell your personal data. We may share data with:

Wholesale Lenders: To secure competitive interest rates and loan structures for your specific financial profile.
Service Providers: Third-party vendors who perform services for us, such as Lendware (CRM), RateMastery (rate alerts), and secure document hosting providers.
Legal & Compliance: When required by law to comply with legal processes, regulatory requirements, or to protect our rights and user safety.

4. Data Security & Compliance

We implement robust, industry-standard security measures designed to protect the security of any personal information we process. As requested by our operational standards, we maintain strict compliance protocols including:

HIPAA-Compliant & GLBA-Compliant Security: Securing sensitive personal and financial data during transit and at rest.
GDPR & CCPA Tools: Enabling data privacy rights and ensuring proper consent tracking.

While we strive to use commercially acceptable means to protect your personal information, please remember that no method of transmission over the internet is 100% secure.

5. Cookies and Tracking Technologies

We use cookies and similar tracking technologies (like web beacons and pixels) to access or store information, maintain our Cookie Consent banner, and operate interactive tools like the Home Value Estimator and embedded loan calculators. You can configure your browser to refuse all cookies or indicate when a cookie is being sent.

6. Your Privacy Rights

Depending on your location, you may have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please contact us using the details below.

7. Contact Us

If you have questions or comments about this Privacy Policy or our data practices, please contact us at:

At Home Lending LLC
250 Northwest Blvd, Suite 103
Coeur d’Alene, ID 83814
Phone: (208) 956-0086
Email: info@athomelendingcda.com
NMLS #2620382