Terms of Service

You understand that by checking the “I Accept” box below and clicking on the ‘Authorize’ button you: Agree to the terms and conditions hereunder, acknowledge receipt of our privacy policy and you are providing ‘written instructions’ under the FCRA to At Home Lending, LLC (“us” or “our”) authorizing us to obtain information from your personal credit profile from each credit reporting agency and you; Confirm your authorization for us to obtain your credit profile from any consumer reporting agency to display to you, to confirm your identity to avoid fraudulent transactions in your name, and to enable any consumer reporting agency to monitor your credit for change and you;

Authorize us to obtain such information to confirm your identity and display your credit data to you and you;

Agree to the following Terms and Conditions Disclaimer: You understand that by clicking on the “Authorize” button and signing up for services, you are providing “written instructions” to us and its employees, agents, subsidiaries, affiliates, contractors, third party data sources and suppliers, and all other credit reporting agencies under the Fair Credit Reporting Act (FCRA), as amended, to access your credit files from each national credit reporting agency and to exchange information about you with each such national credit reporting agency in order to verify your identity and to provide the products and / or services to you. You agree and hereby authorize At Home Lending, LLC, its agents and employees, to provide your personally identifiable information (or, if applicable, information about your child you have enrolled) to third parties as provided in our Privacy Policy, as may be amended from time to time, You waive any and all claims against At Home Lending, LLC and its agents and employees for the acts or omissions of these third parties with regard to the use or disclosure of such information. You further authorize At Home Lending, LLC and its agents and employees to obtain various information and reports about you (or about your child that you have enrolled, if applicable) in order to provide the products and / or services, including, but not limited to, address history reports, name and alias reports, criminal reports or sex offender reports, and to provide monitoring and alerts and you;

Agree to the following Privacy Policy / Terms and Conditions Disclaimer: While enrolling for the products and / or services, we will ask you for the following types of information: contact information (such as name, address, phone number, and email address); sensitive information (such as date of birth, driver’s license number and social security number); personal information to verify your identity and financial information (such as credit card number). This information is required in order to verify your identity, charge you the agreed upon fees for our products and services, and to fulfill our obligation to provide our products and services to you, including communicating with third parties as necessary to provide such products and services , such as identification verification companies, consumer reporting agencies, payment validation companies, law enforcement agencies, or others.

By agreeing to these terms and conditions, you accept and agree to be bound by the Privacy Policy. Your acceptance is deemed a continuing acceptance, meaning that any acceptance of these terms and conditions means your acceptance of the then-latest version of these terms of conditions.